In Brief HIV is a chronic viral infection whose prognosis has improved significantly with effective antiretroviral therapy (ART). For underwriters, the most important prognostic factors are CD4 count, viral load/virologic…
In Brief Body mass index (BMI) is a simple, widely used measure of obesity and a key vital sign in insurance and life settlement underwriting. Individuals are generally classified…
In Brief Plasma cell disorders are blood disorders involving abnormal plasma cells producing monoclonal proteins (M-protein). Main types are MGUS, SMM, Multiple Myeloma (MM), Waldenström Macroglobulinemia (WM), and rare heavy-chain…
In Brief Cutaneous melanoma is a malignant tumor arising from melanocytes, with prognosis strongly dependent on disease stage. Localized melanoma generally has an excellent prognosis, while metastatic melanoma historically had…